The Virtual Prepaid Visa can be used for purchases anywhere Visa debit cards are accepted within the United States. However, there are a few important details to keep in mind to ensure your transaction goes through smoothly.
Where You Can Use It
This card functions like a standard Visa debit card, but certain types of transactions may be declined. These include:
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Subscription services
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Purchases involving restricted products or services
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Transactions that require a pre-authorization amount greater than the card’s balance
Use It as Credit
Although it is a debit card, it must be processed as credit at checkout. Selecting debit may cause the transaction to fail.
Why a Payment Might Not Go Through
Some common reasons for declined transactions include:
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The merchant does not accept prepaid cards
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The purchase is for a restricted product or service
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The transaction amount exceeds the card balance
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The card was processed as debit instead of credit
Need Help?
Due to Visa and Perfect Gift’s privacy policies, we do not have visibility into your transactions or balance. Only the cardholder can access this information.
If you’re experiencing issues with the Virtual Prepaid Visa or have questions about your card, please contact the issuer’s support team directly: